Bed Genesis in over 30 000 variants available the Start-Up company puzzles the new Magnetsteckbett has presented this Monday in Konigsbrunn in Augsburg Genesis. The core of the new development is the Magnetsteckverbindung, which allows tool-free furniture building according to company within five to ten minutes. The bed is offered in over 30 000 variants and is available through the Web page. To the market launch, the bed costs nearly 1700 euro. Michael Marquart, one of the five founders, explains: we want that the people can enjoy living and enjoy their life in their own home.
Therefore, it is particularly important that they themselves can determine what the institution should look like.” The bed in cooperation with regional partner companies is produced. As a result we can offer quality made in Germany and benefit from the experience of our partners”, says Michael Marquart. The company was founded in early 2013 in Konigsbrunn in Augsburg. The founders have already met for several years now and had the idea of the Magnetsteckbett move. “Michael Marquart explains what the company name means: through the new connection technology can be so easily to assemble the furniture like jigsaw puzzle pieces.” In the next few months, the website should be expanded to the online shop for attractive furniture and interior design ideas.
Non-performing loans (NPL) are loans, mostly received citizens in banks and that they can no longer repay. Wiesbaden, 22.08.2013. Therefore – from the point of view of the Bank – also called non-performing loans. “Our banking system works, these loans in any form must offset” are. It may be loans of all kinds. Some, such as, for example, real estate loans, are usually valuable. Others, such as, for example, a long overdraft loan of disposition, usually not. Banks will be there as we probably all would react.
If the credit is no longer probable, they try to get rid of him also with a corresponding discount. Such loans burden the balance sheet of a Bank, namely impeding her in turn to refinance themselves. As a result, banks collect such non-performing loans into packages and sell them. Buyers of these loans are service companies, which have established themselves more and more in recent years. You specialize in the recovery of NPL and proceed this socially responsible for all opportunities. What happens now in concrete terms with a non-performing loan? We do set an example, about a real estate loan. The service company which has taken over the credit, tries to exploit these now commonly known profession as”. This means, that the debtor makes an offer.
This usually consists of two parts: a she realized any income from the safety of the said example from the sale of real estate. Here, the service company has more favorable conditions than the debtor, because it has a better network and can freely sell. You know: who must sell under pressure, achieved mostly worse rates. This is also the case in these examples. On the other hand it offers the possibility the debtor, social justice to eradicate the now reduced credit. For the debtor, the chance to breathe is thus for the first time. For many, this situation of great benefit, is because they need to worry no longer about possible consequences such as bankruptcy and similar at least in regard to this credit exposure. Why is the company doing this business? The recovery of non-performing loans is professional business, which is the service company for the purchase of the Receivables in the risk. The individual implementation in the exploitation is also costly. It is therefore understandable that the servicer with a reasonable margin must calculate. And this is where the opportunity for investors arises. Because few Servicers are a billion dollar market to non-performing loans, which itself must also refinance. They only make money if they have positive run on behalf of investors, the recovery of the loans so brought a profit. So there is an interest equal sound between investors and Servicers. She specialized distributor in the area of non-performing loans NPL select mbH offers the possibility here, about subordinated loan to the NPL select GmbH & co. KG attractive yields to achieve different selectable periods. For investors the chance to benefit from the exploitation of non-performing loans results in”, as Thomas Vogel, Managing Director of NPL select Vertriebsgesellschaft mbH in Wiesbaden. One time investments as well as the rates savers are offered.
Sustainability is not a static state, but an ongoing process which is reflected in the entire corporate culture and by the management to the individual employee deliberately is supported. No self purpose sustainable entrepreneurial thinking and action is not an end in itself. Sustainability can be reduced not only to the gentle handling of the environment. And certainly she should not be misunderstood as short-term marketing promise, which exhausted itself in to deliver the one or the other product in recyclable packaging. No, sustainability means no more and no less, as the viability of an existing system so the company embedded in the company permanently secure. In the concept of sustainability”always the claim resonates to orientate the decisions on long-term goals therefore also on the values and ethical Principles, which are anchored deep in a society and permanently endure, because they have been approved useful as for the community. The notion of sustainability originated”from the 18th century. Then called he the principle of forest farmers, making only as much wood could grow as through reforestation in the foreseeable.
The forest farmers were however less so, to preserve the forest ecosystem. It was them primarily to ensure the economic survival of the own family over several generations. You were well aware that though short-term high profits by selling the wood can give a clearcut, in the longer term but the economic basis of the raw material wood would eliminate their forestry operation the fact. That they behaved properly also from an ecological perspective, was ultimately just a consequence of economically rational action. But what can we learn today from this? Many companies feel obliged than anything else so-called shareholder value”. Shareholder”whether private investor or an institutional investor expected that his invested capital is adequately remunerated. The interest rate expectations his remains back, so he invested his money just where a higher return beckons.
Shareholder value-oriented companies try to increase the return on investment at any price as soon as possible. Responsible action and long-term thinking are doing just an obstacle. In the longer term, this behavior is obviously counterproductive: the products and services are poor, the public reputation takes damage, customers turn away from the company. And while the Corporation into crisis control, also the investors withdraw their capital. The company has deprived its own economic basis is thus. Positive image all different acting companies that operate according to the principles of sustainability. You in addition to the shareholder value focus is on long-term goals, from a perspective of the decision, also align with the customer and employee value. They assume their responsibilities towards the society, the environment, business partners, customers and staff credibly and create as a solid basis of trust. They therefore typically have a very positive image of a strong brand, high-quality products, as well as particularly loyal customers and employees. They increase continuously its value and as a result the enterprise value. And if they are listed on the stock exchange, they attract long-term investors. The number of stock funds that focus their investments on sustainability criteria, is increasing. Also private investors to invest increasingly in companies that meet ethical standards. At the end is the rate of return for all parties involved. Because so much is certain: money can sustainability be sustainably earn.