In addition to being a problem of attitude, be a problem more for the battered public accounts of Spain will face a growing number of liabilities without sufficient for subsistence income. While they had the desire to save, in these moments, the critical situation affecting the economy of Spain with an unemployment rate that in a short time will exceed 20% of the economically active population (PEA), there is too much capacity to do so. It is clear that is not the Spanish families have no alternatives for investment, but that the lack of awareness and financial literacy is what prevents decide to resign part of current consumption to consume in the future. We can even say that the crisis is hitting harder to families because they have failed to save enough to face difficult times, which seemed to have been forgotten. For the sighted, those who believe in making sure a good pass in the stage of withdrawal and have decided to separate some euros to invest in the Spanish stock market, will be surely enjoying 28.5% of performance which the IBEX 35 accumulates so far, performance that can a maximum of 73.4% for those who understood the market behavior and decided to enter when it was at its minimum. The performance achieved by the IBEX 35 is even greater to that observed with the naked eye if we consider the strong appreciation experienced by the euro in relation to the main currencies, especially against the American dollar, which increases the purchasing power of the European currency. Within the IBEX 35, two companies that I have recommended them makes a few months ago and that they belong to the banking sector, have been the Santander (IBEX35:san; NYSE:STD and BBVA (IBEX35:BBVA; NYSE:BBV) BBVA, big winner in the crisis. These Spanish banks are pursuing an aggressive international expansion strategy that allows them to diversify their risks and limit the dependence of an economy or region in particular. .