The countdown for the most important change is the countdown for the most important change since the introduction of the euro in German payments runs, but only a few companies, authorities and associations have taken so far it. Most lag behind significantly scheduled specifications to the single euro payments area (SEPA) in the implementation of the binding and on the 1st February 2014. This shows the current survey SEPA implementation in Germany, conducted by ibi research now for the second time in six months mountain, the Bank-Verlag and InterCard together with van den. The software update received too late, technical problems, disease-related failures by responsible employees, obtained by the daily business or simply underestimated the scope there are many reasons why companies are not yet ready for SEPA a few months before the final conversion. But SEPA stands directly outside the door and the time running out of many companies, organizations and associations, because the European Legislation that already as of February 1, 2014 the existing national transfer and direct debit schemes be abolished. At that time, the SEPA credit transfer and the SEPA direct debit must be binding used. Utilizing extensive organizational and technical adjustments however is required for the part: especially for large enterprises, the successful launch of SEPA represents a high cost.
You expect an effort by average 1,654 person-days in contrast to small companies with an average 84 and medium-sized enterprises with 359 person-days. This adaptation of the internal systems and obtaining written direct debit mandates, according to the study, are among the biggest challenges. Despite the warnings, most of the steps to migration will be only in the fourth quarter. This means that first test transactions, as well as the main switch and the completion of remaining works are therefore often late. Direct debit inputs but fail due to a delayed transition, may 27 Percent of respondents already within five days from the lead to liquidity problems.
That’s why you should use strongly the remaining three months, until February 1, 2014 successfully to cope with the changeover. Top experts at the ibi seminar show how you can do it, on October 22 in Berlin compact and practical shape on the basis of live demonstrations. The joint event by van den Berg, EFiS and ibi research at the University of Regensburg offers sufficient opportunity for questions.